Give the Right Gift with Prepaid Cards
A thoughtful gift for family and friends
Gift cards make a wonderful gift for holidays, special occasions, or just because. Ideal for friends, family, and coworkers. Pick one up at your local branch today. It's simple, easy, and fast!
Shop Smarter
- Instantly issued to you on site
- Single load prepaid gift card
- Gift card can be loaded for any amount between $10 and $1,000
- Use your gift card anywhere debit cards are accepted in the US and US territories
Perks
- Great gift for someone who's difficult to shop for
- Accepted wherever debit cards are accepted in the US and US territories
- Can only spend preloaded amount, no risk of overspending
Getting Started
- Purchase at your local NBT Bank Office
- Register your gift card and check balances
- Customized large orders are available for personal and business needs
Frequently Asked Questions
For in store purchases enter credit at terminal or give the gift card to the cashier and sign the receipt. For online purchases, the gift card must be registered first.
You can use your gift card anywhere debit cards are accepted in the US and US territories, or online once registered.
Yes, however many restaurants will automatically add in the tip or other expenses over the purchase amount. If this total amount is more than the balance on the gift card, it may be declined.
You must be over the age of 13 and a customer of NBT to purchase a gift card.
No, the gift card cannot be used for cash withdrawals at any ATMs or for cash back at stores.
Gift Cards can be purchased at your local NBT Bank Office.
Some common causes of gift card declines are:
- the gift card has not been registered (especially for online purchases)
- the gift card’s registered address does not match the billing address provided for an online purchase
- the gift card is being used for gambling or gaming transactions, which is not allowed
Yes, there is a purchase fee of up to $6.95 (NBT Bank charges $3.50), an inactivity fee of $4.95 after 12 consecutive months of inactivity, and a replacement fee of $8 if the gift card is lost or stolen.
Yes, 8 years after the purchase date.
We offer customized large orders that can be ordered at your local branch.
Purchase fee of up to $6.95 (NBT Bank charges $3.50). Monthly inactivity fee of $4.95 after 12 consecutive months of inactivity. Lost/stolen replacement card fee of $8.00. NBT Bancorp Visa® Gift Card is issued by Pathward, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted in the US. No cash or ATM access.
